Latest AI and tech news
Stripe Invoicing costs 0.4% per paid invoice on Starter or 0.5% on Plus, on top of card or ACH processing. See worked examples, Billing vs Invoicing, and what Stripe leaves to you....
Stripe Radar explained: how it scores payments, the 2026 Lite, Standard, Plus and Pro pricing tiers, example Radar rules, cost math, and what Radar does not cover....
Kajabi pricing in 2026: Basic, Growth and Pro plan prices, Kajabi Payments fees, third-party processor surcharges, contact limits, and worked total-cost math at three revenue levels....
What is a merchant account? A plain-English guide to how merchant accounts work, how money flows from card to bank, and dedicated vs aggregator vs merchant of record....
Is Stripe safe and legit? How Stripe protects card data for buyers, the real risks sellers face (freezes, reserves, chargebacks, tax), and how to spot fake Stripe emails....
Chargeback reason codes explained: a reference for Visa, Mastercard, Amex, and Discover codes, what each means, the evidence that wins, and how to prevent them....
eCheck payment processing explained: how electronic checks run on the ACH network, SEC codes, authorization rules, timelines, fees, returns, and when to offer them....
Railway's secrets exposure and the PHP2Shell vulnerabilities show how much of your security depends on systems you don't control. Plus native analytics widgets for iOS and Android....
Visa's Acquirer Monitoring Program (VAMP) explained: how the VAMP ratio is calculated, the 1.5% merchant threshold in force since April 2026, fees, and how to stay under it....
What a merchant category code (MCC) is, how acquirers assign it, the MCCs used by SaaS and digital goods sellers, and how the wrong code raises declines and costs....
How long an ACH transfer takes: standard ACH settles in 1-2 business days, Same Day ACH in hours. Cutoff times, holidays, returns, and when funds are really final....
Network tokenization explained for SaaS founders: how network tokens differ from PANs and PSP tokens, how they survive card reissues, and what to ask your provider....
How to build a payment processor, what it really takes (bank sponsorship, PCI DSS Level 1, licensing), and when a PayFac, processor API, or MoR is the smarter path....
What a partial refund is, when SaaS and digital sellers should use one, how fees and sales tax or VAT are handled, and how to issue a partial refund step by step....
Card on file explained for SaaS and AI apps: how stored credentials work, CIT vs MIT rules, consent, PCI scope, and how to charge saved cards with Dodo Payments....
Stripe ACH fees start at 0.8% capped at $5, but failed payments, disputes, verification, and faster settlement add up. See real costs at $50 to $10,000 invoices....
ACH return codes explained: what R01, R02, R10 and other Nacha return reason codes mean, return timeframes, retry rules, and how SaaS merchants should respond....
What is an invoice? Learn the invoice meaning, the parts every invoice needs, the main types of invoices, invoice vs bill, and how SaaS teams automate invoicing....
A selection framework for picking an ecommerce payment gateway: true cost, local payment methods, checkout type, tax liability, payouts, and plugins....
From 1 October 2026, Indian service and software exporters must file an Export Declaration Form (EDF). Here is what changed, who it applies to, and what to do if you are paid through Dodo Payments....
Meta's Muse and Underdog take opposite bets on personal AI agents. What competitors reveal about your market, plus v1.118.3: multi-subscription checkout and more....
What a card not present transaction is, why CNP payments cost more, how CNP fraud and chargebacks work, and how 3DS liability shift protects merchants....
Acquiring bank vs issuing bank explained: who serves whom, who carries risk, who earns what, and who decides chargebacks in the four-party card model....
What an authorization hold is, how auth and capture differ from settlement, how long holds last, and why customers see pending and double charges....
SEPA Direct Debit explained for SaaS and digital sellers: mandates, Core vs B2B, the 8-week refund right, return reasons, and fees compared to cards....
What a dunning letter is, the four escalation stages, what each notice must include, and copy-paste dunning letter templates for B2B invoices and SaaS....
Stripe Tax pricing, Tax Basic vs Tax Complete, worked cost scenarios, and what it does not cover. See when a Merchant of Record is the better fit....
A billing cycle is the recurring interval between two billing dates. Learn cycle lengths, anniversary vs calendar billing, proration, and renewals....
Invoice vs receipt explained: an invoice requests payment, a receipt proves it. Compare fields, timing, tax role, and how SaaS handles both documents....
An AVS mismatch means the billing address entered at checkout did not match the card issuer's records. Learn AVS codes, why it declines, and how to fix it....
What is a credit memo? Learn when to issue a credit note, what it must include, the journal entry, tax rules, and how it differs from a refund or debit memo....
An invoice number is the unique ID that tracks each invoice for accounting and tax. Learn invoice number formats, examples, sequential numbering rules, and fixes....
Compare seven Waffo and Waffo Pancake alternatives on published Merchant of Record pricing, payout fees, usage-based billing support, and eligibility rules, with worked cost examples at real transaction volumes....
Stripe is fully available in Hong Kong. But as a payment processor, it leaves tax registration, VAT/GST compliance, and chargeback liability with you. Here's what Stripe does and doesn't do....
What is a VAT number? Learn VAT number formats by country, how to check a VAT number in VIES or with HMRC, and when a SaaS business needs one....
Hong Kong tax guide for SaaS founders. Territorial profits tax, no VAT/GST domestically, but foreign consumption tax obligations when selling globally....
Compare seven Ko-fi alternatives on platform fees, the $12 Gold break-even, payout terms, and who handles VAT, so you can pick the cheapest option for your actual volume....
Harvey's token usage grew 20x and its gross margins went from 50% to -50%. Why AI pricing needs to account for usage, and how credit-based pricing can help....
Compare Delaware C-Corp and LLC for SaaS: taxation, investor readiness, foreign ownership, and when each structure makes sense for your business....
Compare incorporation jurisdictions for SaaS: Hong Kong, Singapore, Estonia, US LLC, US C-Corp, and no entity. Setup costs, tax treatment, and investor readiness....
Compare Wise Business alternatives on conversion fees, payout reach, and checkout capability, including why Wise cannot replace a payment gateway for most online sellers....
How Clerk Billing works, what the 0.7% fee really costs on top of Stripe, the tax, currency and 3DS limits to know, and when a Merchant of Record is the better fit....